6 Big Benefits of Choosing an Independent Insurance Agent
April 7, 2023
Decisions…decisions. Residents throughout Westchester and the New York area have plenty of them to make. But when it comes to buying insurance, the decision can be a pretty heavy one, because it’s about protection of your most valued assets — you, your family, and the things worked hard to earn.
The process can be daunting, which is why it pays to rely on an independent insurance agent who will do the comparison shopping for you. From large national insurers such as Travelers, Utica National and Foremost to regional carriers such as NYCM, independent agents often have the experience to know which insurer may be the best fit for you.
Consider the many benefits independent insurance agents offer:
1. They make it easy
Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. Most on average sell for five to ten different insurance companies. There’s no need for you to accept one quote from one company, and there’s no need for you to spend time filling out many different online applications to get your own quote comparisons. With their connections and knowledge of the market, agents can often find a better value for your insurance dollar than you might find searching on your own. Agents do the shopping. You do the saving. They find you the right blend of price, coverage, and service.
2.They’re locally focused
Local independent insurance agents know the neighborhood and are often involved with the community. It can be difficult for national insurance companies to focus just on Westchester County, for example, when they are also concerned with virtually every other area of the country.
3. They work for you
An independent insurance agent is called “independent” because they work with many different insurance companies, but they work for you. You may have a great relationship with an insurance agent who’s with a national carrier but, ultimately, they have sales goals to reach. If and when it comes time to file a claim, they will do what’s in the company’s best interests, not yours. Conversely, an independent agent will be your advocate through the entire process. If you have a billing or claim concern, or need to change your coverage, they will work with the insurance company on your behalf.
4. They educate and advise
Independent insurance agents have the expertise to explain any complicated policies or rate changes in a way you can understand. Plus, they’re familiar with many different insurance companies and how each one works.
5. They value the “human touch”
Local independent insurance agents are a trusted choice for many because they get to know you as people — neighbors — not just as clients. They will custom-fit your insurance coverage to fit your unique needs. As those needs change, they’ll be able to suggest the best amendments to your policy.
6.They are consultants for a lifetime
Independent agents periodically review your coverage. They are there to help you through all stages and changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy.
Rey Insurance Agency: Local independent insurance agents committed to serving you
Since 1978, Rey Insurance has built a reputation of excellence with our clients throughout Westchester, New York, Connecticut and New Jersey. Our team of independent insurance agents are experts in the field, and create customized recommendations for every personal and business insurance client. Find out more about our services and how we can help you.Visit www.reyinsurance.com or call 914-631-7628.
